Financial Risk Analyst

Company Description

American Express Saudi Arabia has been a leader in the financial sector since its establishment in the Kingdom in 1999. The company provides innovative payment solutions, including Credit Cards, Charge Cards, and tailored financial products for both individuals and businesses, fostering growth and financial flexibility. Renowned for its expertise in the Card Business Payment sector, American Express Saudi Arabia offers unparalleled support and insights for expense management and cash flow optimization. As part of a globally integrated payments network, the organization is committed to delivering exceptional customer experiences and enabling business success. Join American Express Saudi Arabia and be part of a team that leads the way in financial innovation and service excellence.

Role Description

This is a full-time on-site role located in Riyadh for a Financial Risk Analyst. Risk analyst will be responsible in helping company identify, assess, and mitigate potential risks, mainly financial risks and non-financial risks. The role will provide support to company’s broader risk management framework by evaluating uncertainties that could negatively impact the strategic objectives of the company. Through continuous data‑driven analysis, the role enables leadership to make informed and effective strategic decisions.

Core Responsibilities:

• Understanding risk management framework, policy and procedure and work with team on implementing them in alignment with the company’s overall strategic plans.
• Risk Data collection (Financial and non-financial risks), cleaning, and validation for risk assessment and reporting.
• Analyse large datasets to detect trends, anomalies, and emerging risks that could affect business performance.
• Risk data analysis, including trend analysis of the portfolio and the financial statements of the company.
• Perform Industry/market/country risk analysis in order to understand the current and emerging risks.
• Develop, maintain, and enhance risk models to quantify exposure, forecast potential losses, and support decision‑making.
• Collaborate with cross‑functional teams to gather information on key risk indicators (KRIs) and Risk Appetite.
• Conduct scenario analysis and stress testing to evaluate the company’s resilience under adverse conditions.
• Prepare clear, data‑driven reports and dashboards for senior management and risk committee.

Qualifications and Skills:

• Bachelor's degree, preferably in finance, economics and accounting.
• Candidates possessing 2–4 years of relevant experience in risk management and financial analysis will be regarded as eligible for shortlisting.
• Professional Certificates: Preferably in risk management, financial risk management, enterprise risk management, financial reporting, Basel framework and IFRS-9
• Proficiency in speaking, writing and reading in English
• Analytical skills
• Attention to detail and numerical accuracy
• Proficient with data tools such as Excel, Power BI etc
• Ability to interpret data, perform trend analysis and present insights clearly
• Strong communication and teamwork abilities.
• Must demonstrate strong MS-Office skills.
• Knowledge of regulatory requirements within the financial industry is a plus
• This role is for SAUDI nationals only.