Credit Risk Analyst (Executive Officer)

Job Description

Liaise with Branch’s front-office and back-office departments in processing of credit and trade transactions.

Evaluate corporate credit risk relating to credit terms and conditions prior to drawdown of facilities, to ensure full compliance and adherence prior to sign-off.

Monitor and ensure the applicable credit terms and conditions, repayment capability, conducts of account, securities and guarantees are under control.

Close monitoring of the related risks and other material developments for the credit risk assets, and to timely propose applicable risk solutions in accordance to Credit Risk Management framework and other related risk requirements.

Timely completing all risk management reports (including but not limited to Credit Asset Risk Limit Report, RWA, Commitment and Unused Limit Report, Branch’s Asset Analysis Report etc) and other reporting assignments.

Implementing the branch and Head Office’s designated risk related policies and instructions.

Drafting and updating credit management policy and procedure.

Writing of reports in Business Chinese for submission to Head Office, and complete other reporting duties such as MAS610.

Execute other adhoc assignments assigned by department manager.

Job Requirement

Degree in Banking/Finance or equivalent professional qualification such as ACCA, CFA, FRM and etc.

Minimum 6 years of experience in banking risk management

Good knowledge in finance, commercial laws, industries, political , economic environments in the global financial markets

Good knowledge of credit assessment processes/procedures

Able to work under pressure/tight deadlines.

Agricultural Bank of China Limited (“ABC”), Singapore Branch was established in 1995. It is ABC’s first overseas branch. With over 20 years of presence in the local banking industry, excellent customer services, prudent business approach and experienced professionals, Singapore Branch has become one of the well-known commercial banks in Singapore and has upgraded its offshore banking licence to wholesale banking licence in 2012. Leveraging on ABC’s advanced technology platforms and extensive domestic and international office networks, Singapore Branch provides a wide range of financial services to its customers in Singapore, China as well as south-east Asia region. Over the years, it has not only facilitated bilateral economic and trade relations between China and the region, but also contributed greatly to closer ties and friendship among people from both sides.

The main businesses of Singapore Branch include corporate lending, foreign exchange, investment securities, trade financing, international trade settlement and investment banking inquiry services, with competitive advantage in China-related trade financing and settlements, and cross-border renminbi-related trade services. Main customers are global financial institutions, multi-national corporates, and large and medium sized enterprises from China, Singapore and the surrounding region. Singapore Branch will continue to deepen the trade and investment ties between China and Singapore and become ABC’s regional business hub and trade finance centre in the south-east Asia region.