KYC/AML Analyst

About Swiss Fiat

Swiss Fiat is redefining the future of finance by uniting multi-currency accounts, IBANs, debit cards, and seamless crypto on/off ramps into one powerful ecosystem. Built with Swiss-grade precision, uncompromising security, and cutting-edge innovation, we empower businesses and individuals to move value freely, anytime, anywhere, across both traditional and digital economies.

Role Overview

We're looking for a Junior KYC & AML Analyst to join our compliance function in Luzern. This is an entry-level role and a rare chance to learn financial crime compliance properly, from day one, inside a regulated Swiss business that works across both traditional payments and digital assets.

You will start by supporting client onboarding and screening, working closely with our Head of Compliance, and grow into handling your own files and alerts. We will train you. What we need from you is precision, curiosity, and the discipline to follow a process exactly.

Swiss Fiat operates as a financial intermediary supervised under the Anti-Money Laundering Act as a member of SO-FIT, which means the files you build are read by our auditor, our regulator, and our banking partners. You will learn what good looks like because it has to be.

📍 Location: Luzern, Switzerland. Hybrid.

Your Responsibilities

• Support the onboarding of individual and corporate clients: collecting documents, verifying identity, and completing beneficial owner and controlling person records
• Run PEP, sanctions, and adverse media screening, and prepare match reviews for sign-off
• Review transaction monitoring alerts across fiat and crypto, gather the facts, and escalate what does not add up
• Keep client files complete, consistent, and audit-ready
• Prepare first drafts of clarification files on higher-risk relationships for review
• Track outstanding documents and chase them until the file is closed properly
• Support the compliance team during audits and partner due diligence reviews
• Learn our procedures inside out and flag where they can work better

What You Must Bring

• Bachelor's degree in Law, Finance, Economics, Busines, or a related field, or an equivalent Swiss apprenticeship
• Up to 2 years of experience, including internships. Recent graduates are welcome to apply
• Genuine interest in financial crime compliance, payments, and digital assets
• Strong attention to detail and the patience for careful, repetitive checking work
• Fluent English. French and German are a strong plus
• Authorisation to work in Switzerland
• Discretion, and the confidence to ask rather than assume
• Comfortable with spreadsheets and learning new systems quickly

Why Join Swiss Fiat?

• Learn crypto and payments compliance in a live regulated environment rather than in theory
• Direct mentorship from our Head of Compliance, with real responsibility from the start
• Small team, so your work is visible and your progression is not a queue
• Clear path to a full KYC & AML Analyst role and beyond
• Structured training and support toward a recognised AML certification

Apply now and start your compliance career where traditional finance meets digital assets.