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AVP, Unsecured Loans Pricing Manager
DBS Bank · Singapore
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Job description
Responsibilities
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Develop and implement pricing strategies to drive the growth and profitability of the Unsecured Loans portfolio within the Consumer Banking Group
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Analyze market trends, competitor strategies, and customer behavior to identify opportunities for product innovation and optimization
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Collaborate with cross-functional teams to design, develop, and launch new Unsecured Loans products that meet customer needs and align with the bank's strategic objectives
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Monitor and analyze product performance, including yield, profitability, and market share, to inform decision-making and drive continuous improvement
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Develop and implement pricing strategies for Unsecured Loans products, ensuring competitiveness and profitability
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Provide subject matter expertise and strategic recommendations to senior management on Unsecured Loans product development and portfolio management
Requirements
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Bachelor's degree in Finance, Economics, or a related field
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Minimum 5 years of experience in product management, with a focus on Unsecured Loans or consumer lending products
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Demonstrated expertise in analyzing market trends, competitor strategies, and customer behavior to drive product innovation and growth
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Strong analytical and problem-solving skills, with the ability to interpret data and make data-driven decisions
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Excellent communication and presentation skills, with the ability to effectively collaborate with cross-functional teams
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Proficient in using data analysis tools and financial modeling techniques
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Thorough understanding of product yield, profitability, and pricing strategies
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Familiarity with the competitive landscape and market share dynamics in the Unsecured Loans segment
Location: DBS Asia Central
Job: Product Management
Schedule: Regular
Employee Status: Full time
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