AVP, Business Credit Manager, Private Banking

Responsibilities

• Provide credit advisory to Business Heads / Relationship Managers

• Provide viable credit solutions to meet clients’ needs

• Maintain good credit quality of loan portfolio whilst supporting Wealth in meeting business target within agreed SLA

• Keep annual reviews current so as to minimize audit issues.

• Foster good working environment and contribute to a good end-to-end credit process for PB.

• Prepare and submit credit approval memo in accordance with credit policy for approval.

• Review credit related documentation issues and assess collateral acceptability, address loan and security documentation requirements.

• Complete annual credit reviews for assigned portfolio of accounts on timely basis.

• Maintain credit quality of the portfolio and raise early alert cases promptly.

• Ensure good end-to-end credit process for PB.

Requirements:

• Degree in business, accountancy or finance.

• Candidates should have at least 7 years’ experience in private banking credit either as a credit analyst, credit structurer or credit approver. Candidates with additional experience in a credit documentation and /or credit control role would have an advantage.

• Sound knowledge of credit risk issues & credit documentation requirements, as well as risk implications of credit structures.

• Good working knowledge of wealth investment products and retail banking products (real estate, credit card etc.)

• Good analytical and writing skills.

• Good team player with excellent attitude, interpersonal skills and able to multi-task.

• Possess perseverance, initiative and good communication skills.

• Commercial minded but anchored with high professional integrity

• Able to build strong relationships with business partners.

• Good Microsoft Office skills (Excel, Word, Powerpoint)

Location: DBS Asia Central

Job: Product Management

Schedule: Regular

Employee Status: Full time