Assistant Relationship Manager, Wholesale Banking

• Work closely with Team Head and Senior Relationship Managers in developing and maintaining business relationship with existing and potential corporate clients

• Actively participate in the marketing and selling of corporate banking services and products offered by the bank.

• To work with product and risk partners in formulating and executing a coherent account strategy for each client to maximize the total revenues from the portfolio

• To assist in credit analysis and review of corporate financial statements

• To support execution of syndication loan transactions

• Assist Relationship Managers in customer enquiries and/or transaction related to account balances, deposit renewals, loan rollovers, foreign exchange, etc.

• Ensure, through diligent account planning and account management, that all clients have a demonstrated path for generating acceptable risk/return revenues through cross-selling of other products (deposits, FX, DCM etc)

• To comply with all company policies and regulatory requirements in carrying out the above objectives

Syndications

• To provide support to originate & execute Structured Finance transactions which includes but not limited to mergers & acquisitions financing, project financing, syndications for South East Asia

• To provide support to develop strategies around Structured Finance transactions to meet asset and revenue budget.

• To provide support to build network and arrange potential syndicated club deals in the primary and secondary markets.

• To work with Relationship Managers on managing waiver and consent requests from Syndication clients

Structured & Commodity Trade Finance (SCTF)

• To be actively involved in supporting Relationship Managers in all aspects of our Structured & Commodity Trade Finance business

• Support the Relationship Managers for credit risk related matters (including the preparation and submission of credit application papers and loan reviews)

Credit and Risk Management

• Provide support to Relationship Managers in assessing all aspects of risks when establishing banking relationships with new clients

• Ensure compliance with the Group’s Policy & Local Underwriting Standards and in country regulatory requirements and laws pertaining to AML, KYC, etc

• To take overall responsibility and accountability for the credit quality of the assigned/acquired portfolio, ensuring timely submission of annual reviews and quick turnaround of new cases

• To flag up early warning signals to the Risk Management function and restructure the limits to protect the Bank’s exposure, if required

• No overdue reviews or adverse remarks from internal/external audit

AML/CTF Responsibilities

• Comply with anti-money laundering / counter terrorist financing requirement and sanction risks controls in accordance with regulatory standards and CNCBI policies.

Qualifications

1.Education Qualification

• Under-graduate or Diploma or Degree Holder in Business or Banking & Finance

2.Working Experiences

• At least 3 years of experience in Structured Finance/ Corporate Banking.

3.Professional Qualification / HKMA Enhanced Competency Framework Qualification / Professional Examination / License

• Understanding of the APLMA Guidelines will be a plus