Credit Risk Management Specialist - Assistant Vice President (m/w/d)

18 Jun 2026

Frankfurt, HE, DE, 60311

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SMBC: A trusted partner for the long term

Here at SMBC Group, we want to help you find the next step in your career so read on to discover if this opportunity is the one for you. We like to recognise potential in our people, so we welcome your application even when your experience doesn’t perfectly align with the job description. Whilst we’ll always strive to be better, we’re proud of our inclusive culture, and encourage our applicants and colleagues to be their authentic, unique selves.

Who we are

United by a sense of purpose towards our customers – to be a trusted partner for the long-term – and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets. Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.

Role Summary

The role sits within the Credit Risk Management function and is responsible for ongoing portfolio monitoring and early‑warning analysis.

The Credit Alarm Report is a key management tool used to identify emerging risks at counterparty, country, sector, and portfolio level.

The role works closely with Credit Risk colleagues, Enterprise Risk Management, Finance, Credit Department, and IT / Data teams to ensure consistency of risk data, robustness of reporting, and effective use of forward‑looking risk metrics. Outputs from this role support internal governance, management reporting and risk appetite management.

The anticipated salary range for this role is €64,000 - €96,000, with the final offer determined based on the candidate’s skills, experience, role scope, location, and relevant market factors. In addition to base salary, the role may be eligible for a discretionary incentive award and a competitive benefits package, including core benefits such as pension provision.

Business Area

Risk Management / Credit Risk Management

Position Description

Accountabilities & Responsibilities

Prepare, analyse, and maintain various risk reports including daily and monthly Credit Alarm Reports to monitor portfolio risk developments and identify emerging credit risks.

Perform credit risk management analysis across counterparties, sectors, and products, ensuring timely escalation of material risk signals.

Support automation initiatives by defining business requirements (BRDs) and contributing to data and reporting solutions.

Use and query data through SQL and reporting tools to ensure accuracy, consistency, and completeness of credit risk information.

Provide high‑quality risk data and analysis as input to credit risk models and portfolio monitoring frameworks.

Ensure compliance with BCBS 239 principles, including data quality, traceability, reconciliation, and documentation.

Prepare and present clear risk reports and materials for internal stakeholders, supporting effective management decision‑making.

Knowledge, Skills, Experience & Qualifications

Knowledge & Technical Skills

Strong understanding of credit risk monitoring, limit structure and early‑warning indicators

Solid understanding of BCBS 239 principles and data governance requirements

Strong data handling skills, including SQL and structured querying

Experience in defining Business Requirement Documents (BRDs) for reporting and automation

Experience

Experience in credit risk, portfolio monitoring, or risk analytics within a banking environmen